Terri Lonier and Lisa M. AldisertTerri Lonier is a consultant to corporations targeting the small business marketManagementDoes Your Wood Flooring Business Pass the Credit Test?• Thrifts, savings & loan institutions: Traditionally real estate lenders; now doing more commerciallending.Asset-based loans are made against eligible assets, meaning those that are not past due or risky. Different advance rates are applied depending on the collateral. Some rules of thumb are:November 30, 2002Page 1 of 1Top StoriesRetailThriving Through Innovation: See the Winners of the 2025 WFB Outstanding Retailer AwardsFrom reimagined showrooms and mobile studios to thoughtful mentorship, employee empowerment and social media marketing, these WFB Outstanding Retailers are proving that personalized service is key to long-term success.TechniquesUseful Advice When Dealing With Pine FlooringContractingHow I Do These Jobs: Refinishing DecksManagementHow We Transitioned to a Second-Generation Family BusinessSponsor ContentLOBA 2K Contact – Dustless Recoating of Existing Floor Coverings