Timothy PayneTimothy Payne is risk manager at Micanopy, Fla.-based Goodwin Heart Pine and president and principal of Gainesville, Fla.-based Payne and Associates, Risk Consultants.SafetyMold May Jeopardize the Health of You & Your Wood FloorsJanuary 31, 2003Page 1 of 1Top StoriesSurveys2026 Wood Floor Business Contractor SurveyHere are the results from our exclusive survey of wood flooring contractors.ManagementHow Online Quoting Saved My Sanity and My BusinessTechniquesHow We Did This Floor: A Mixed Media Floor Fit for a Texas CastleLegal AdviceWood Floor Pros: Legal Risks of Working for Friends and FamilyDesignEnter the 2027 Wood Floor Business Design Awards